psychotherapist for gay men Gay Therapist ENGLISH/SPANISH

Coverage.

What insurance do you accept?

Currently I am in network provider with Aetna & Cigna

Out of Network

My services are reimbursable by most "out of network" insurance plans. You can contact your insurance plan to determine what percentage they will cover for out of network outpatient therapy (look on the back of the card for the telephone numbers to contact them). After you meet the deductible (some plans do not have deductible) your reimbursement from the insurance plan varied from 20% - 100% of the cost of individual therapy services. Some plans, typically HMO plans, won't fund out-of-network care.

Ask your insurance plan representative, what is covered and what is not under your current health plan

Do I have to submit a bill to my health insurance?

To make things easier I will be happy to process your claims for your in or out of network services with your health insurance plan. You do not have to worry about submiting your claims.

What questions should I ask to my health insurance to determine coverage?

I listed some (but not all) examples of information that you may need to make your decision to start therapy.

· What is your reimbursement rate for out of network for outpatient mental health services?

(The representative may ask you about my CPT codes. They are 90834 or 90791).

· Who is providing my mental health coverage?

· To whom should I summit my claims?

· What is the Payer ID number?

· Do I have a deductible?

· How much is my deductible?

· How much is my out of pocket?

· Do I have a limit of visits?

· Can I see a provider in New York City?

· Do I need a preauthorization to see an out of network mental health provider?

· Do I have coinsurance?

Can I make payments with my Flexible Spending Account (FSAs) or Health Spending Accounts(HSAs)?

Psychotherapy is also typically covered by pre-tax Flexible Spending Accounts (FSAs) or Health Spending Accounts (HSAs)..

Can the therapist find out my benefits?

Unfortunately, I do not have access to your personal health insurance information. To make it easier contact your health insurance company and ask questions about your coverage.

Emergency Resources

If you or anyone you know are in a crisis or may be in danger, please use the following resources to get immediate help:

Emergency: 911

TREVOR Crisis Hotline: 1-866-488-7386

GLBT Hotline: 1-888-843-4564

AIDS Crisis Line: 1-800-221-7044

National Suicide Prevention Hotline: 1-800-273-8255

National Hopeline Network:1-800-784-2433

National Domestic Violence Hotline: 1-800-799-7233

Family Violence Helpline: 1-800-996-6228

Self-Harm Hotline: 1-800-366-8288

Alcoholism & Drug Dependency Hope Line: 1-800-622-2255

National Crisis Line, Anorexia & Bulimia: 1-800-233-4357

American Association of Poison Control Centers: 1-800-222-1222

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